Why a good Gold Loan Calculator is a must-have on an NBFC website?

Gold loans are used by customers who are looking to get the most money they can at the lowest rate as fast as possible. Before the days of the Internet, people did not have a way to find out the relevant information and they just walked into the nearest branch of the most branded NBFC for the loan which they got at higher rates. During this era, brand image mattered the most and everything else came secondary. This has helped the biggest brands in the industry get the lion's share of the market. In the current age of Internet revolution which is getting accelerated by low mobile connectivity rate from telecom companies and JIO Fiber, all this is going to change. It wouldn’t take much effort for a customer to look up the best gold loan products on their mobile or internet televisions at home...
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Which bank is best to take an Education loan in India with minimum interest?

Education is expensive! It doesn’t matter if you are pursuing it in India or abroad. If you are looking for quality higher education you must be willing to pay a good amount as fees and other educational expenses. The best ways by which a student can pursue his/her dream without having to struggle financially is by applying for a scholarship or an educational loan. You can apply for an educational loan to do a course in India or abroad. Unless the student is employed his/her parents/guardian will have to be their guarantors to get an educational loan. You can consider taking a loan against gold if you have gold in the form of jewelry or coins. Gold loan interest rates are quite low compared to other loans like a personal loan...
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What is a mortgage loan and what are its advantages?

A mortgage loan refers to a loan granted by a bank/NBFC/financial agency /a lender to any person against his/her property through a legal contract. The property can be a house, a plot of land, or a commercial or personal real estate that is registered in that particular individual's name. Since the loan is secured against a property the bank/lender does not have to worry about losing their money if the individual fails to repay the loan amount. The property can be sold by the lender/bank to clear off the existing debts. A mortgage loan can also be taken against a newly bought property to pay off the cost of the property. This is referred to as liens against the property...
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How do i get an educational loan?

It is every parent's dream to give their children the best quality education available. However, the cost of education seems to be ever-increasing. Parents find it quite difficult to meet all the amount required to send their children for higher studies in recognised institutions within India and abroad. Most of the parents try to meet the amount required by taking a loan. Banks and other financial institutions provide loan against gold if you have gold in the form of jewelry, coins or other articles that can be kept as collateral security. The gold loan interest rate is quite low and these loans are quickly sanctioned. However, these amounts are not always sufficient to meet the entire costs of higher education most of the time...
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Personal loan 2019 Key benefits of prepayment and partial payment.

When you require some additional cash to meet expenses for buying a property, for marriage, buying a vehicle, for a vacation or an unexpected medical emergency you can think of applying for a personal loan through a bank or financial institution. Banks and NBFCs provide different kinds of loans including personal loans and loan against gold to meet immediate cash requirements. Gold loan interest rates are lesser since it is taken against collateral security. However, you get only up to 75%-85% of the total value of the gold you’ve given as security to the bank. A personal loan is a short term loan. Unlike a gold loan, these loans are provided to individuals taking into consideration their credit score and ability to pay off the loan. A high credit score and a good monthly income increase your chance to get the maximum loan amount possible at a minimum rate of interest. The paperwork and documentation required for this loan is minimum...
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How much time it will take my personal loan to get approved?

The quickest way to take care of an urgent requirement for extra funds is by applying for a personal loan. You might be wondering how long it would take to get this loan approved. Since this loan is unsecured the approval time might be longer than loan against gold. The time taken for the approval of personal loans varies from lender to lender. Depending on the type of lender you’ve chosen the approval time could be anywhere between a few minutes to a few weeks. While online lenders could sanction your loan in a few minutes, banks, NBFCs, and other financial organizations might require a few days or weeks to give their approval. Unlike the online lenders who use algorithms to process your loan application, banks and NBFCs rely on their staff to verify and process the loan application...
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എങ്ങിനെ സ്വർണ നിക്ഷേപം ലാഭകരമാകാം?

സ്വർണം ഇപ്പോഴും ഇന്ത്യയിലെ ജനങ്ങളുടെ ഏറ്റവും പ്രിയപ്പെട്ട നിക്ഷേപമായി നിലനില്കുന്നു. പണപ്പെരുപ്പത്തെ തടയാനുള്ള ശേഷിയും , വേണ്ടിവന്നാൽ പെട്ടെന്ന് വിറ്റു കാശാക്കാൻ പറ്റുന്നതുമാണ് സ്വർണ്ണത്തിൽ നിക്ഷേപിക്കാൻ ജനങ്ങളെ പ്രേരിപ്പിക്കുന്നത് . ഇതുകൂടാതെ നിക്ഷേപകർ കാണുന്ന പ്രധാന കാര്യം വിലവർദ്ധനവിലൂടെയുള്ള വരുമാനവുമാണ്. നിങ്ങൾ സ്വർണം നിക്ഷേപിക്കുമ്പോൾ അതിൻ്റെ ലിക്വിഡിറ്റിയെ പറ്റി വിഷമിക്കണ്ട കാര്യമില്ല , അതുപോലെ സ്വർണത്തെ non-physical formil ആണ് നിക്ഷേപിക്കുന്നതെങ്കിൽ അതിൻ്റെ സുരക്ഷയെക്കുറിച്ചും പേടിക്കണ്ട. പണ്ട് ആളുകൾ സ്വർണത്തെ നിക്ഷേപമായി മാത്രമാണ് കണ്ടത് . അതുകൊണ്ട് സ്വർണത്തെ ആഭരണമായി മാത്രം വാങ്ങിച്ചു സൂക്ഷിച്ചു . പക്ഷെ ഇന്ന് അങ്ങനെയല്ല...
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How do i apply online for an instant personal loan?

Do you have a financial emergency? No, you no longer have to visit an NBFC or a bank with a bundle of documents and wait for days and weeks before you get your personal loan or loan against gold approved. An instant personal loan can be availed online quite easily. NBFCs, banks, and other financial institutions give quick access to these loans through their mobile applications or websites. The following are some of the benefits of an instant personal loan...
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Gold investments in India – how to invest, options and benefits – a short video.

Gold still remains a favorite mode of investment for people living in India. The capacity to beat inflation and high liquidity are the strong points that encourage people to invest in gold. The three main criteria most of the investors look for are liquidity, returns, and security. When you invest in gold you don’t have to worry about its liquidity and if you invest in gold in non-physical forms then you will not have to worry about its security also. The returns that you get aren’t bad either. Earlier when people considered gold as an investment it was limited to just buying gold in the form of jewelry. However, it is not just so today...
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How can i get personal loans with a lower interest rate?

The number of people taking personal loans to meet their immediate requirements and for their purchases are rising by the day. Purchases are being converted into EMIs or Equated Monthly Instalments. The shortfalls that people go through when there is a medical emergency, investing in a property/house, meeting the educational expenses of children or while investing in a new vehicle can be met with the help of a personal loan. A personal loan is an unsecured loan that an individual takes from an NBFC or a bank to meet their personal requirements. Unlike a home loan or loan against gold, no collateral security is required to avail this loan from a bank. Banks provide these loans to an individual on the basis of certain criteria like the company he/she is working for, level of income, and credit history. A personal loan requires only a minimum amount of documentation and can be availed within a few hours...
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