Indian Gold Jewellery Styles and Making Charges

Indian Gold Jewellery: Pricing Puzzle

The love for gold and gold jewellery has always been a part of Indian culture. The main factors that have influenced this love for gold jewellery are religion and related beliefs and age-old traditions. Besides, this is one metal that is a good option for investment as the value continues to increase as time goes by.  

When you buy gold in the form of bonds or coins the price remains the same all across the country. However, when you buy gold jewellery the price varies from place to place as well as from jeweller to jeweller. When it comes to the price of gold jewellery there is no standard rule that applies.

So what are the factors that determine the price of gold jewellery and how do they calculate making charges? Read further to find out.

Calculating Indian Gold Jewellery Rates 

There are several factors that determine Indian gold jewellery rates. They are:

  • Gold rates depending on the purity of gold.
  • Gold Karats.
  • The weight of gold (grams) used in the particular design.
  • Charges for wastage.
  • Making charges involved in the chosen design.
  • GST imposed by the government.

Charges For Wastage

The process of making a gold ornament involves several steps including cutting, melting and shaping the yellow metal into a particular design. This means wastage of gold can be expected during the process. The jewelers, in general, charge a fee for the amount of gold wasted referred to as wastage charges.

  • The charges for wastage can be somewhere between 2% and 25%.

Making Charges based on Jewellery styles

The making charges depend on the jewellery style or the fashion that has been chosen by the buyer.

  • There are labour charges involved while making a piece of gold jewellery. These charges are referred to as the making charges. 
  • These charges are a percentage of the current price of gold.
  • The higher the price of gold the higher the making charges.

Machine-Made Gold Jewellery

Machine-made jewellery that is produced in a mass has lesser making charges.

  • Chains and bangles, in general, are machine-made and attract lesser making charges.
  • Less manual labour involved.
  • On average, the making cost is between 6% and 15%.

Jewellery With Intricate Designs And Patterns

Making charges are high when the design and patterns are more complex.

  • Most of the ornaments that are studded have patterns that are quite complex and the making charges are high.
  • Gold jewellery that is light in weight, earrings and finger rings, in general, has intricate designs. 
  • The making charges can be anywhere between 20%-25% on average.

Fixed Making Charges (Jewellery with MRP Tags)

Certain jewelers offer you fixed making charges if you have plans to buy gold jewellery in a bulk. This means the fluctuating prices of gold won’t affect the making charges. Fixed making charges would be beneficial if there is a wedding in the family.

Gold Jewellery And Making Charges

Gold Jewellery

Making charges (On an average)
Studded Jewellery (The more complex the design is the higher the making charges)10%-25% 
Earrings/Ring (Complex Patterns)20%-25%
Light Weight Ornaments (Intricate Designs)20%-25%
Gold Chains And Bangles ( Machine-Made)6%-15%

The making charges vary depending on how complex and intricate the jewellery design is. Machine-made jewellery has lesser making charges compared to hand-cut designs. To cut down on making charges stick to those ornaments that are machine-made and designs that are simple.

Finaura is a gold jewellery design finder that helps you to find the best gold jewellery designs from the most trusted Indian gold jewellers. You can download the Finaura App from Google Playstore.

If you have any queries please feel free to contact us. Call us on +91 484 2388285 or email us at

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