How do i get an educational loan?

It is every parent's dream to give their children the best quality education available. However, the cost of education seems to be ever-increasing. Parents find it quite difficult to meet all the amount required to send their children for higher studies in recognised institutions within India and abroad. Most of the parents try to meet the amount required by taking a loan. Banks and other financial institutions provide loan against gold if you have gold in the form of jewelry, coins or other articles that can be kept as collateral security. The gold loan interest rate is quite low and these loans are quickly sanctioned. However, these amounts are not always sufficient to meet the entire costs of higher education most of the time...
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Personal loan 2019 Key benefits of prepayment and partial payment.

When you require some additional cash to meet expenses for buying a property, for marriage, buying a vehicle, for a vacation or an unexpected medical emergency you can think of applying for a personal loan through a bank or financial institution. Banks and NBFCs provide different kinds of loans including personal loans and loan against gold to meet immediate cash requirements. Gold loan interest rates are lesser since it is taken against collateral security. However, you get only up to 75%-85% of the total value of the gold you’ve given as security to the bank. A personal loan is a short term loan. Unlike a gold loan, these loans are provided to individuals taking into consideration their credit score and ability to pay off the loan. A high credit score and a good monthly income increase your chance to get the maximum loan amount possible at a minimum rate of interest. The paperwork and documentation required for this loan is minimum...
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How much time it will take my personal loan to get approved?

The quickest way to take care of an urgent requirement for extra funds is by applying for a personal loan. You might be wondering how long it would take to get this loan approved. Since this loan is unsecured the approval time might be longer than loan against gold. The time taken for the approval of personal loans varies from lender to lender. Depending on the type of lender you’ve chosen the approval time could be anywhere between a few minutes to a few weeks. While online lenders could sanction your loan in a few minutes, banks, NBFCs, and other financial organizations might require a few days or weeks to give their approval. Unlike the online lenders who use algorithms to process your loan application, banks and NBFCs rely on their staff to verify and process the loan application...
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എങ്ങിനെ സ്വർണ നിക്ഷേപം ലാഭകരമാകാം?

സ്വർണം ഇപ്പോഴും ഇന്ത്യയിലെ ജനങ്ങളുടെ ഏറ്റവും പ്രിയപ്പെട്ട നിക്ഷേപമായി നിലനില്കുന്നു. പണപ്പെരുപ്പത്തെ തടയാനുള്ള ശേഷിയും , വേണ്ടിവന്നാൽ പെട്ടെന്ന് വിറ്റു കാശാക്കാൻ പറ്റുന്നതുമാണ് സ്വർണ്ണത്തിൽ നിക്ഷേപിക്കാൻ ജനങ്ങളെ പ്രേരിപ്പിക്കുന്നത് . ഇതുകൂടാതെ നിക്ഷേപകർ കാണുന്ന പ്രധാന കാര്യം വിലവർദ്ധനവിലൂടെയുള്ള വരുമാനവുമാണ്. നിങ്ങൾ സ്വർണം നിക്ഷേപിക്കുമ്പോൾ അതിൻ്റെ ലിക്വിഡിറ്റിയെ പറ്റി വിഷമിക്കണ്ട കാര്യമില്ല , അതുപോലെ സ്വർണത്തെ non-physical formil ആണ് നിക്ഷേപിക്കുന്നതെങ്കിൽ അതിൻ്റെ സുരക്ഷയെക്കുറിച്ചും പേടിക്കണ്ട. പണ്ട് ആളുകൾ സ്വർണത്തെ നിക്ഷേപമായി മാത്രമാണ് കണ്ടത് . അതുകൊണ്ട് സ്വർണത്തെ ആഭരണമായി മാത്രം വാങ്ങിച്ചു സൂക്ഷിച്ചു . പക്ഷെ ഇന്ന് അങ്ങനെയല്ല...
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How do i apply online for an instant personal loan?

Do you have a financial emergency? No, you no longer have to visit an NBFC or a bank with a bundle of documents and wait for days and weeks before you get your personal loan or loan against gold approved. An instant personal loan can be availed online quite easily. NBFCs, banks, and other financial institutions give quick access to these loans through their mobile applications or websites. The following are some of the benefits of an instant personal loan...
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Gold investments in India – how to invest, options and benefits – a short video.

Gold still remains a favorite mode of investment for people living in India. The capacity to beat inflation and high liquidity are the strong points that encourage people to invest in gold. The three main criteria most of the investors look for are liquidity, returns, and security. When you invest in gold you don’t have to worry about its liquidity and if you invest in gold in non-physical forms then you will not have to worry about its security also. The returns that you get aren’t bad either. Earlier when people considered gold as an investment it was limited to just buying gold in the form of jewelry. However, it is not just so today...
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How can i get personal loans with a lower interest rate?

The number of people taking personal loans to meet their immediate requirements and for their purchases are rising by the day. Purchases are being converted into EMIs or Equated Monthly Instalments. The shortfalls that people go through when there is a medical emergency, investing in a property/house, meeting the educational expenses of children or while investing in a new vehicle can be met with the help of a personal loan. A personal loan is an unsecured loan that an individual takes from an NBFC or a bank to meet their personal requirements. Unlike a home loan or loan against gold, no collateral security is required to avail this loan from a bank. Banks provide these loans to an individual on the basis of certain criteria like the company he/she is working for, level of income, and credit history. A personal loan requires only a minimum amount of documentation and can be availed within a few hours...
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Are credit card loans better than personal loans?

The best option would be to take a loan. You could either take a personal loan or a credit card loan or loan against gold. These are some of the most preferred loan options when people are in urgent need for some extra funds. Taking a gold loan wouldn’t be possible unless you have gold in the form of jewelry, coins or other items. Some people often find it confusing when it comes to choosing between personal loans and credit card loans. However, it doesn’t have to be so. The main factor that decides the type of loan you choose is your personal requirement. Both loans have certain advantages and disadvantages. Carefully consider all these while keeping in mind your requirement and purpose along with your ability to repay...
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What are the eligibility requirements for a personal loan and how to apply for this?

A personal loan helps to deal with an urgent financial problem that you are unable to deal with using your monthly income. This is usually taken when there is a medical emergency, for a vacation, to meet wedding expenses, to pay for a school or college admission. Besides, this loan can also help to improve your overall credit score. However, banks and NBFC’s need to be convinced of your credibility before they decide to grant you a loan. You are required to meet their criteria for eligibility to get the loan. Thorough scrutiny of your financial records is carried out to decide if you are an eligible candidate...
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How to apply for an Agricultural loan?

A farm can be run efficiently only if the farmer has a sufficient amount of funds to meet all the expenses. Farmers find it quite difficult to find the required finance most of the time. This is where agricultural loans come as a blessing. Agricultural loans help a farmer take care of all the necessary expenses and run the farm in an organized manner. The interest rate for these loans is quite low making it bearable enough for farmers...
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